Top Small Business Accounting Software


When it comes to tracking your financial transactions as a small business owner, it can seem like an endless task. You know that your time is better spent on other areas of the business, but you just don’t know how to keep up with the financial record keeping. With these small business accounting software programs listed below, you will be able to keep your business finances in order and refocus your energy on more important tasks.


This program is ideal for small business owners and freelancers. You can start with a free version of the program and upgrade as your business needs expand. This program offers time tracking, cloud invoicing, reporting, payment processing, and expense management.

With Freshbooks, you have access to customer support around the clock. This program comes with a very clean and responsible interface that works well on any mobile device.


This type of software is ideal for the small business owners that are freelancers, consultants, and startups. It has the basic accounting features you need to get your finances under control. As your business expands, you may need to upgrade to a more advanced program.

The user-friendly interface of this tool makes it so simple for anyone to use. You can download over 40 different reports, such as a cash flow statement, balance sheet, and profit-loss statement. You can access these reports anywhere when you are using Sage cloud hosting. You can learn more about this hosting option when you visit


Xero is similar to an upgraded version of Quickbooks. It allows for the same user-friendly setup that makes record keeping easy for a small business owner, but comes with a variety of other features. Some of these key features include balance sheets, bank reconciliation, financial reporting, invoicing, inventory, expense claims, and payroll module.

Wave Accounting 

If you don’t have the budget for accounting software, then Wave may be your ideal solution. This program is free to use. Its program can handle a small business that has nine or fewer employees. Since Wave is offered as a free service, there are some display advertisements when you use it. These can be distracting, but it’s free.

This financial reporting covers invoicing, receipts, profit-loss reports, and balance sheets. It will work to manage your direct deposits and payroll.

Zoho Books 

This is another popular accounting software specifically designed for small businesses. Zoho Books offers an extensive line of product features that outweigh most of the other software in the market. The forms are highly customizable, which makes them ideal for the small business owner who is used to doing things their own way.

Some of the popular features of this accounting software include automatic payment notifications, online collaboration with customers, reconciliation, time tracking, API, automated workflows, inventory management, and invoice tracking. The Zoho name is home to tons of apps that integrate seamlessly with the Zoho Books program, which means you can have access wherever you go.