Cash in Hand: Are You Prepared for an Emergency or Do You Need Help?


When it comes to being prepared for an emergency, millions of households in the United Kingdom are woefully unprepared. In fact, according to the International Business Times, millions of UK household only have £250 or less in their savings to fall back on if they face a financial emergency. If you don’t have the resources to ask friends or families for help, you may not know where to turn. Your answer may lie in a short-term financial loan. These can provide you with quick access to cash to help you during your emergency. Here are four reasons why you may need to turn to a lender for this type of loan.

Car Repair Bill

If the car that you rely on to get back and forth to work suddenly dies, you may need quick cash to get your car back up and running. While newer cars tend to last a bit longer, their more modern technology and parts, make repairing them more expensive. According to a recent survey completed by, car repairs cost an average of £220. If you don’t have the money in your savings, you won’t have a way to fix your car, putting your employment in jeopardy. Turning to a quick cash advance company can help you get your vehicle repaired fast and get you back on the road.

Utilities About to Be Disconnected

This is a situation that you never want to have occurred. Unfortunately, you may have fallen behind on your utility bill, and now it is in jeopardy of being disconnected. If your electricity or water service is about to be shut off, can help you get caught up on your bill. Keeping your water on is vital to keep up appearances for your job, and if your electricity is shut off during the winter, you need to find a way to heat your home quickly. This is where a short-term financial loan can help.

Death in the Family

When you have a death in the family, it can take a huge emotional toll on everyone. What many people don’t understand is how stressful it can be financially as well. Whether you’re the one who has to plan the funeral or are someone that has to travel out of town to pay your respects, you may not have the money to do so. A quick cash advance may be able to help relieve some of the financial stress that you might have to endure.

Unexpected Home Repair

If your water heater decides to stop working, or a pipe bursts in your home, you will need to get the problem fixed immediately. With many home repairs, an immediate repair is a must to prevent further damage and costlier repairs. For unexpected home repair bills, a quick cash advance loan can quickly help you with these kinds of unforeseen expenses.

Anyone can find themselves financially strapped because of an emergency, but you don’t have to try to navigate the finances by yourself. Utilizing a short-term quick cash loan can help you weather the storm and get you through the emergency without going bankrupt.