A guide to cutting down your motoring costs

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Let’s face it, driving can be a financial drain. As well as shelling out for your car itself, you’ll have a range of running and repair costs to cover. The good news is, there are some relatively simple ways to reduce your spending, and this brief guide talks you through the basics.

Be savvy when you’re selecting your car

Firstly, put finances at the forefront of your mind when you’re selecting a car. Don’t just think about the purchase price of the vehicle; consider everything from road tax to insurance groups and fuel efficiency when you’re doing your sums. As a general rule, small cars with efficient engines are the cheapest to keep on the roads. If you want further details on this topic, you can check out motoring tables online that provide details on the standing charges and running costs associated with different car models.

Get the best deal on your insurance

Lots of motorists fail to get the best deals on their car cover. The fact is, if you don’t shop around when you’re looking for vehicle protection, you can end up paying much more than you need to. Rather than going for the first deal you happen to come across or automatically renewing with your existing provider, it’s worthwhile doing some research online. For example, you can visit the websites of brokers like Chill Insurance. These companies scour the market on your behalf and present you with competitive deals. You can also use price comparison sites and go directly to insurance companies in search of the best offers.

Fill up in the right forecourts

Pump prices can vary markedly between different forecourts, so it’s a good idea to plan your refuelling trips. Get to know the cheapest refuelling stations in your local area and use them when you can. As a general rule, avoid filling your car on the motorway as you’ll end up paying a premium for this.

Drive efficiently

The way you drive will have a big impact on your costs as well. For example, by changing gear as soon as possible without straining your engine, you can reduce fuel usage. It also helps to limit your usage of air conditioning and to make sure your tyres are inflated to the correct pressure. Stick to the speed limits on motorways too. Travelling at 80 to 85mph can hike your fuel bills by a quarter or more compared to driving at 70mph.

Also, don’t keep heavy items in your boot unless you need them and take roof racks off your car when they’re not in use. Another tip is to plan your journeys carefully. By taking the shortest routes and avoiding heavy traffic where possible, you can cut your fuel costs.

Driving may never be cheap, but by taking advice like this on board, you stand to bring your motoring costs down significantly.