Getting hurt on the job may spell disaster for you and your family. If you are the only source of income, you may find yourself falling behind in other bills, not to mention too stressed and too broke to follow through with a doctor’s recommendation for treatment. Financial hardships after sustaining a work injury can lead to further problems for your health. Here are three work injuries that may qualify you to receive workers’ compensation in Iowa.
1. Hearing Loss
Iowa’s Workers’ Compensation Act spells out some of the injuries and ailments that are covered by it. Under Iowa law, if you find yourself sustaining hearing loss after working at a job where you are exposed to loud and repetitive noises. Hearing loss may come on gradually, or it may hit all of a sudden. Signs of hearing loss include:
- Difficulty hearing consonants
- Mumbled and muffled noises
- Ringing that gets louder
- Feeling like there is something in the ear
If you experience these symptoms and your job is around loud machinery, even if you wear ear protection, your claim could be covered under iowa workers compensation law.
You may find your health failing in one way or another, and you aren’t sure why at first. You may feel like you have the flu, or your bones and joints may hurt and ache with no apparent cause. You may have gone to your doctor and been diagnosed with heart issues that you didn’t have before. If you develop an occupational disease during the course of your work, and that illness can trace back to factors at the job, your treatment may be covered. Common illnesses include mesothelioma, muscle strain caused by repetitive motion and farmer’s lung.
If you fall or get cut while working, and the incident is not a direct result of your ignorance of safety protocol, you may be entitled to workers’ compensation benefits. For example, if you know you shouldn’t stack two ladders on top of each other and then climb them, but you do, the injury is a result of your negligence. However, if you fall off a ladder while you are using it properly, it could get you benefits.
Benefits of Workers’ Compensation
Besides the treatment of your illness or injury, workers’ compensation insurance may pay your salary while you are recovering. If you are unable to return to work, the insurance company may pay for retraining so you can do a job that will not further aggravate your physical condition.
Protect your family’s financial present and future. File a workers’ compensation claim if you get sick or hurt because of your job.